Revised June 2026

Unity National Bank of Houston Consumer Privacy Notice

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FACTS

What does UNITY NATIONAL BANK OF HOUSTON do with your personal information?

Why?

Financial companies choose how they share your personal information. Under federal law, that means personally identifiable information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Account balances
  • Payment history and credit information
  • Transaction or loss history
  • Credit card or other debt
  • Checking account information

Please note: When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Unity National Bank of Houston chooses to share; and whether you can limit this sharing.

Where?

Location Information: If you have enabled location services on your phone and agree to the collection of your location when prompted by the Services, Unity National Bank will collect your location information when you use the Services; for example, to provide our fraud detection services. If you do not want Unity National Bank to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device.

Reasons we can share your personal information Does Unity National Bank of Houston share? Can you limit this sharing?
For our everyday business purposes - such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes-information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes - information about your creditworthiness No We don't share
For non-affiliates to market to you - for accounts and services endorsed by another organization No We don't share

Opt-out by telephone and/or online.

To limit our sharing • Call 1-833-864-8962 – our menu will prompt you through your choice(s); or
• Visit us online: at www.unitybanktexas.com
• Talk to your assigned financial advisor
Please note: If you are a new customer, we can begin sharing your information (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
• However, you can contact us at any time to limit our sharing.
To limit direct marketing contact • Visit us online: unitybanktexas.com/privacy Call 1-833-864-8962 - our menu will prompt you through your choice(s)
• Talk to your assigned financial advisor
Please Note: Direct marketing is email, postal mail and telephone marketing. Your telephone and postal mail opt-out choices will last for five years, subject to applicable law. Even if you limit direct marketing, we may still contact you to service your account or as otherwise allowed by law.

Questions?

Call 1-833-UNITY-NB (864-8962) or go to www.unitybanktexas.com

Who we are
Who is providing this notice? Unity National Bank of Houston
What we do
How does Unity National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Unity National Bank collect my personal information? We collect your personal information, for example, when you
  • Make deposits or withdrawals from your account
  • Give us your income information
  • Give us your employment history
  • Give us your wage statements
  • Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Unity National Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Unity National Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Unity National Bank doesn't jointly market.
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