FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Personal Accounts
Checking
Unity personal checking accounts designed to meet a variety of needs.
Features & Benefits:
- FREE Online Banking
- FREE Bank by Phone
- FREE Debit Card
- FREE Bill Pay
- Requires $100 opening Deposit
- Mobile Banking
- E-Statements & Notices
- Overdraft Protection Options
Which type of checking is right for you?
| Unity Advantage | |
|---|---|
| Minimum Opening Balance | $100.00 |
| Activity Service Charge | $7.50* |
| Min. Balance to Avoid Activity Service Charge | $1,500.00* |
| Bill Pay | |
| Visa Debit Card | Free** |
| Overdraft Protection | |
| Golden Unity | |
|---|---|
| Minimum Opening Balance | $100.00 |
| Activity Service Charge | $7.00 |
| Min. Balance to Avoid Activity Service Charge | $1,000.00* |
| Bill Pay | |
| Visa Debit Card | Free** |
| Overdraft Protection | |
| Personal Interest | |
|---|---|
| Minimum Opening Balance | $100.00 |
| Activity Service Charge | $12.00 |
| Min. Balance to Avoid Activity Service Charge | $1,500.00 |
| Bill Pay | |
| Visa Debit Card | Free** |
| Overdraft Protection | |
*Avoid an Activity Service Charge by meeting one of the following criteria during the statement period:
- Have at least one direct deposit of at least $500.00¹
- Or, keep a minimum daily balance of $1,500.00 or more in the checking account²
- Or, keep an average balance of $2,500.00 or more in a combination of deposit accounts with Unity Bank³
- Two or more direct deposits that add up to $500.00 or more but do not individually equal or exceed $500.00, do not qualify.
- The minimum daily balance and average balance are based on your ledger balance at the end of each day.
- Qualifying accounts for average ledger balance of $2,500.00 or more includes your Unity Bank Advantage checking account; personal savings accounts or money market accounts.
Savings
Watch your money grow as you build for the future. Unity offers several types of interest-bearing personal savings accounts.
Features & Benefits:
- FREE Online Banking
- FREE Bank by Phone
- Mobile Banking
- Access to E-Statements & Notices
Which type of savings is right for you?
| Savings | |
|---|---|
| Minimum Opening Balance | $100.00 |
| Monthly Low Balance Charge | $5.00 |
| Min. Balance to Avoid Low Balance Charge | $100.00 |
| Other Fees | 3 withdrawal/month, $3.00 each thereafter |
| Bill Pay | Not Available |
| Visa Debit Card | Free** |
| Minor | |
|---|---|
| Minimum Opening Balance | $50.00 |
| Monthly Low Balance Charge | Waived until age 18 |
| Min. Balance to Avoid Low Balance Charge | N/A |
| Other Fees | 1 withdrawals per month, $3.00 each thereafter |
| Bill Pay | Not Available |
| Visa Debit Card | Not Available |
| Money Market | |
|---|---|
| Minimum Opening Balance | $100.00 |
| Monthly Low Balance Charge | $15.00 |
| Min. Balance to Avoid Low Balance Charge | $2,500.00 |
| Other Fees | $10.00 each thereafter |
| Bill Pay | 40 free then $2.00 each |
| Visa Debit Card | Not Available |
| Platinum Money Market* | |
|---|---|
| Minimum Opening Balance | $100,000.00 |
| Monthly Low Balance Charge | $15.00 |
| Min. Balance to Avoid Low Balance Charge | $100,000.00 |
| Other Fees | $10.00 each thereafter |
| Bill Pay | 40 free then $0.17 each |
| Overdraft Protection | Not Available |
*Interest rates reduced if balance falls below minimums.
** ATM Card for Savings only
Overdraft Protection
Link your Unity checking and savings accounts to prevent overdraft penalties. Ask about other options that are available for overdraft situations.
Unity Event Manager
- Assists you in managing your accounts.
- Be notified by text, phone or email when your balances fall below an amount determined by you.
- Obtain account balances.
- Be notified when checks clear or deposits are made.
CDs & IRAs
CDs
Fixed-term deposits that offer higher rates than regular savings accounts.
IRAs
Start saving for tomorrow today. Our staff is ready to help you understand the entire process.
