Security & Education
The online banking portion of our Web site is encrypted on a secure server to protect your identity, money and privacy. Unity never trades or sells your personal information.
Here are steps you can take to help safeguard your personal information and prevent identity theft.
Protect Against Phishing
Phishing usually comes in the form of fraudulent emails that appear to be from legitimate sources. These ask customers to verify personal information or link to counterfeit Web sites that appear real.
Watch for emails that:
- Urge you to act quickly because your account may be suspended or closed, or to update your personal information.
- Don't address you by name, but use a more generic salutation like "Dear valued customer."
- Ask for account numbers, passwords, Access IDs, or other personal information.
Unity National Bank will never ask for sensitive information — such as account numbers, Access IDs or passwords — via e-mail.
Safeguard Your Information
- Don't give your Social Security number or other personal credit information about yourself to anyone who calls you.
- Tear up receipts, bank statements and unused credit card offers before throwing them away.
- Keep an eye out for any missing mail.
- Don't mail bills from your own mailbox with the flag up.
- Review your monthly accounts regularly for any unauthorized charges.
- Order copies of your credit report once a year to ensure accuracy.
- Only do business with companies you know are reputable, particularly online.
- Don't open email from unknown sources.
- Use virus detection software.
- Protect your PINs (don't carry them in your wallet!) and passwords; use a combination of letters and numbers for your passwords and change them periodically.
- Report any suspected fraud to your bank and the fraud units of the three credit reporting agencies immediately.
- TransUnion: (800) 916-8800
- Experian: (888) 397-3742
- Equifax: (800) 525-6285
- If you become a victim, contact:
- The fraud departments of the three major credit bureaus.
- The creditors of any accounts that have been misused.
- The local police to file a report.
- The bank to cancel existing accounts held in your name and reopen new accounts with new passwords.
Account Hijacking and Identity Theft
Source: American Bankers Association