Checking and Savings Accounts
Checking
Unity personal checking accounts designed to meet a variety of needs. Find the right one for you.
- Requires $100 opening Deposit
- FREE Online Banking
- FREE Bank by Phone
- FREE Debit Card
- FREE Bill Pay
- Mobile Banking
- Estatements & Notices
- Overdraft Protection is available via several options including linking to a Unity Bank savings account.
Which type of checking is right for you? Consult the table below:
Details |
Unity Advantage |
Golden Unity |
Interest |
---|---|---|---|
Activity Service Charge |
$7.50* |
$7 |
$12 |
Minimum Balance to Avoid |
$1500* |
$1000 |
$1500 |
Bill Pay |
Available |
Available |
Available |
* Avoid an Activity Service Charge by meeting one of the following criteria during the statement period:
- Have at least one direct deposit of at least $500 1
- Or, keep a minimum daily balance of $1,500 or more in the checking account 2
- Or, keep an average balance of $2,500 or more in a combination of deposit accounts with Unity Bank 3
1Two or more direct deposits that add up to $500 or more but do not individually equal or exceed $500, do not qualify.
2The minimum daily balance and average balance are based on your ledger balance at the end of each day.
3Qualifying accounts for average ledger balance of $2,500 or more includes your Unity Bank Advantage checking account; personal savings accounts or money market accounts.
Savings
Watch your money grow as you build for the future. Unity offers several types of interest-bearing personal savings accounts.
Each of our four personal savings accounts offers:
- FREE Online Banking
- FREE Bank by Phone
- Mobile Banking
- Access to Estatements & Notices
Which is right for you? Consult the table below.
Details |
Personal |
Minor |
Money |
Platinum |
---|---|---|---|---|
Minimum Opening Deposit |
$100 |
$50 |
$100 |
$100,000 |
Low Balance Charge |
$5 |
None until age 18 |
$15 |
$15 |
Minimum Daily Balance to |
$100 |
N/A |
$2500* |
$100,000* |
Other Fees |
3 withdrawal/month, $3 each thereafter |
1 withdrawal/month, $3 each thereafter |
3 checks/ 3 transfers, $10 each thereafter |
3 checks/ 3 transfers, $10 each thereafter |
Bill Pay |
N/A |
N/A |
Available |
Available |
Visa Debit Card |
Free** |
N/A |
Free |
Free |
Overdraft Protection |
N/A |
N/A |
Available |
Available |
* Interest rates reduced if balance falls below minimums.
** ATM Card for Savings only
Click Here to Apply for a Personal Account
Complete this application and bring to the Unity location convenient to you. No online or fax applications accepted at this time.
CDs
Fixed-term deposits that offer higher rates than regular savings accounts.
IRAs
Start saving for tomorrow today. Our staff is ready to help you understand the entire process.
Information On Protecting Yourself From Overdrafts
Overdraft Protection
Link your Unity checking and savings accounts to prevent overdraft penalties. Ask about other options that are available for overdraft situations.
Unity Event Manager
- Assists you in managing your accounts.
- Be notified by text, phone or email when your balances fall below an amount determined by you.
- Obtain account balances
- Be notified when checks clear or deposits are made