Business Checking and Savings Accounts

Shop Owners

We offer a variety of accounts. Choose the one that fits your needs.

Savings

Unity offers three types of interest-bearing business savings accounts.

Each offers:

  • FREE Online Banking
  • FREE Bank by Phone
  • Mobile Banking
  • Access to Estatements & Notices

Pick the one that meets your needs.

 Product

Savings

Money Market

Platinum Money Market*

Minimum Opening Balance

$100

$1000

$100,000

Monthly Low Balance Charge

$5

$15

$15

Min. Balance to Avoid Low Balance Charge

$100

$2500

$100,000

Other Fees

1 withdrawal/month, $3 each thereafter

3 checks/3 transfers, $10 each thereafter

3 checks/3 transfers, $10 each thereafter

Bill Pay

N/A

Available

Available

Overdraft Protection

Not Available

Available

Available

* Note: Interest rates reduced if balance drops below minimums.

Checking

Unity business checking accounts designed to meet a variety of needs. Find the right one for you.

All offer:

  • Requires $100 opening Deposit
  • FREE Online Banking
  • FREE Bank by Phone
  • FREE Debit Card
  • FREE Bill Pay
  • Mobile Banking
  • Estatements & Notices
  • Overdraft Protection is available via several options including linking to a Unity Bank savings account.

Choose the one that’s right for you. Here’s how they differ:

 Product

Opportunity

Small Business

With Interest*

Monthly Account Maintenance Fee

$10.00

0

0

Monthly Activity Service Charge

0

$15.00

$15.00

Min. Daily Balance to Avoid Activity Service Charge

N/A

N/A

$2500

Minimum Balance to Earn Interest

N/A

N/A

$500

- Per Debit

.17 each

40 free then $2.00 each

40 free then .17 each

- Per Credit

.30 each

 

.30 each

- Items Deposit

.18 each

100 Free then .10 each

.08 each

Electronic Bill Pay is available with each account.

* For sole proprietorships and non-profit organizations only.

Click here to Apply for a Business Account

Complete this application and bring to the Unity location convenient to you. No online or fax applications accepted at this time.

Overdraft Protection

Link your Unity checking and savings accounts to prevent overdraft penalties. Ask about other options that are available for overdraft situations.

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